Welcome to FaultSettle ("we," "our," or "us"). By accessing or using our website located at faultsettle.com (the "Site"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to all of these Terms, do not access or use this Site.
1. Strict Educational & Self-Help Disclaimer (No Legal Advice)
Settlement calculations produced by our tools are theoretical estimates derived from user-provided numbers and generalized industry formulas (such as insurance multiplier ranges). Actual settlement values in real-world auto insurance claims depend upon numerous unquantifiable factors, including but not limited to: specific insurance policy limits, witness credibility, medical pre-existing conditions, local jury demographics, and detailed liability evidence.
2. Permitted Use & Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use FaultSettle strictly in accordance with these Terms for your personal, non-commercial self-help calculations.
All content, software, code, formulas, text, graphics, and layout on this Site are the property of FaultSettle and are protected by applicable copyright, trademark, and intellectual property laws. You agree not to reverse engineer, copy, scrape, re-publish, or create derivative works from our computational engines without our express prior written consent.
3. Accuracy of Information & Disclaimer of Warranties
While we strive to maintain accurate, up-to-date state comparative fault references and reliable mathematical models, the Site and all content, calculations, and services are provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, whether express or implied.
We do not warrant that our calculations will match any formal settlement offer made by an insurance carrier, adjuster, arbitrator, judge, or jury.
4. Limitation of Liability
To the maximum extent permitted by applicable law, in no event shall FaultSettle, its operators, affiliates, or licensors be liable for any direct, indirect, punitive, incidental, special, consequential, or exemplary damages—including but not limited to loss of profits, settlement proceeds, or personal injury outcomes—arising out of or in connection with your use or inability to use the Site.
5. Third-Party Links & Advertisements
The Site may contain links to third-party websites or services (including advertisers via Google AdSense) that are not owned or controlled by FaultSettle. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites.
6. Modifications to Terms
We reserve the right to revise or replace these Terms at any time. Any changes will be effective immediately upon posting the updated Terms on this page. Your continued use of the Site following the posting of changes constitutes acceptance of those changes.
7. Contact Us
If you have any questions about these Terms of Service, please contact us by email at contact@faultsettle.com.